The Profile Report enriches the personal identity information of your users. Given partial PII about a user (such as a phone number or last 4 digits of an SSN), you can obtain related PII (such as associated phone numbers or full SSN).
You can use a Profile Report to:
- Ensure customer data is complete. Pre-fill or obtain required data, such as SSN, for Know Your Customer (KYC) / Customer Identification Program (CIP) compliance.
- Ensure customer data is accurate. Detect and correct common user input errors, such as off-by-1 typos, by corroborating your users' inputs against authoritative data sources.
The Profile Report may help you achieve business goals such as:
- Expanding access to thin file applicants.
- Conducting enhanced due diligence for risky transactions.
To use the Profile Report, you must complete a business due diligence process. Eligibility is limited to US-based retail and finance institutions.
If you're interested in learning more, reach out to your customer success manager or firstname.lastname@example.org to discuss eligibility.
Persona is not a consumer reporting agency and the services (and the data provided as part of its services) do not constitute a ‘consumer report’ for the purposes of the Federal Fair Credit Reporting Act (FCRA). The data and reports we provide to you may not be used, in whole or in part, to: make any consumer debt collection decision, establish a consumer’s eligibility for credit, insurance, employment, government benefits, or housing, or for any other purpose authorized under the FCRA. If you use any of any of our services, you agree not to use them, or the data, for any purpose authorized under the FCRA or in relation to taking an adverse action relating to a consumer application.