Advanced KYC + Age Verification (US) Solution

Overview

Persona’s Advanced KYC + Age Verification (US) solution enables organizations to perform robust identity verification by combining government ID verification, Database Verification (with social security number as an input), and a selfie liveness check. Users under 18 automatically decline based on information collected from government-issued IDs such as passports or driver’s licenses. This solution offers identity verification with the ability to assess age while maintaining a streamlined user experience.

In this guide, learn:

• What’s included in the solution
• How the components work together to verify identities progressively and enforce age restrictions
• How to customize and extend this solution for your specific needs

What’s Included

The Advanced KYC + Age Verification (US) solution includes the following components:

1 Inquiry Template

• Government ID Verification
  • Automatically collects all ID types by default, including US driver’s licenses and state IDs. You can modify the accepted ID types by following this guide.
  • Requires a Barcode Check which means that both the front and back of ID are collected. While this required check introduces some friction to the user experience, it greatly improves extraction accuracy and overall user experience.
• Database Verification
  • Collects key identity information including name, SSN, and address.
  • Uses the Database Verification to compare provided data against authoritative data sources.
  • The Inquiry theme can be customized to match your company’s branding.
• Selfie Verification
  • Performs selfie liveness checks to confirm identity.

1 Workflows

• Run Automatic Decline Under 18 Years Old Workflow triggered on inquiry failure
  • Automatically declines the inquiry if user is under 18 years of age or if there are other risky signals from the verification experience

Advanced KYC + Age Verification (US) Solution Process

Here’s how the components work together to verify a user’s identity:

1. The Inquiry collects the user’s government ID, SSN, selfie liveness check and verifies their age.
2. As part of the process a Government ID verification is run.
3. If the Government ID Verification passes, the Inquiry automatically prompts the user to conduct a Selfie Verification and subsequently the appropriate verification checks are run on the provided three-point Selfie.
4. Once the Inquiry is completed, the Run ‘Decision’ on Inquiry Completed Workflow is triggered to apply your automated decisioning logic and automatically decline users under 18.

If you’re interested in using Persona’s Age Verification solution or utilizing a more advanced age features such as Selfie Age Comparison or Age-related checks, contact your customer success manager or reach out to our support team.

Where to find this Solution

This solution is available to organizations in the Solutions Library. The Solutions Library includes helpful pre-configured combinations of Persona products and features that can be a good starting point for many businesses or use case.

To get to the solutions library:

1. While viewing the Dashboard, click Home in your navigation
2. Under Explore all solutions, click Browse.

Solutions in the solutions library generally include end user verification flow or experiences powered by Inquiry Templates and Verification Templates. They also feature Workflows that automatically approve an Inquiry or create a Case when risky signals (like a failed Verification) are found, and a Case Template to ensure that your business is well set up for reviewing these higher risk scenarios.

Plans Explained

Learn more about pricing and plans